Hi All and welcome back to my site.

I’ve decided to remove the articles I had on here and instead reference any external links written by professional financial planners or associates.  It wasn’t because I didn’t like what I had written, but I felt that information would be best provided by experts.  That way I can hopefully assure any readers that all information is as accurate as possible!

So my blog is about literally what I do with my own money.  I could lose money sure, but I have faith in the experts I follow such as Robert Kiyosaki, Derek Foster (even with his liquidation of stocks last February I believe the foundation of his ideas still work), Warren Buffett, among others.

Hi everyone!

It occurred to me recently that I was paying far too much money per month for regular bills such as a landline telephone and internet access.  I’m not including cable because to be honest I’ve been using an indoor antenna for 3 years and pick up about 12 HDTV stations (including NBC, ABC, CBC, CTV, PBS, The CW, Fox, Omni1, Omni2, CityTV, SunTV and Global) so I’ve been saving $60-$80 a month a loooong time.  Woo!

My sister-in-law came over Thursday to go over my father-in-laws investments and what to do with them.  He’s still all worried about what to do with the money after his house sells. 

After going through her ideas and mine, we’ve come to what we feel is a decent and safe investment strategy that will earn him about $983 a month in income from the investments.  Here’s the breakdown of what we decided:

1. Put 40% of their $200,000 into REIT’s.  This will include 3 different ones with approximately $26.6K in each.  That way if one REIT goes under at least the other two should stay afloat long enough for us to decide the REIT’s status.

I had my mother over for dinner tonight with her new “boyfriend” who moved in with her a few  months ago.  She’s in her mid 50’s and he’s a little over 60 years old.  I’m happy that she  found someone after her last marriage kinda went the way of the dinosaur a few years ago.

When I was younger I was quite the spender.  I used to be the type that had to have the best  of everything.  TV? Had to be a nice flat screen when they first came out.  Stereo? Don’t  get me started.  But over the last 5 years I’ve curbed a lot of my spending and live a  pretty average lifestyle.  She’d hate me for saying this but I think I got my spending  habits from her

I became a daddy about six months ago and I love the little girl.  She’s my “pride and joy” as the saying goes.

She has two sets of grandparents.  Two are in the Greater Toronto Area, and two live up in a city called Sudbury which is about a 4.5 hour drive away.  Obviously there could be a few issues with the latter coming to visit her often.

Both sets of grandparents are fantastic and Baby K is lucky to have them in her life.  The Sudbury ones however, are pretty much at their retirement age and want to spend more time with Baby K and helping us out.  Which brings me to the point of this post.